Hi Saurav, thanks for reading :)

With regards to banking you should check out what JP Morgan is doing, with Quorum and now their own stablecoin they are very much at the forefront.

As you probably know banks are very slow-moving but there seems to be some consensus that speeding up payments is possible and will bring huge benefits for both banks and clients. Stablecoins are maturing and at some point they will be adopted or issued by banks just for the straight through processing benefits.

A second use case that will impact banks is the adoption of decentralized digital identities, which will reduce the effort to identify and onboard users. On both these use cases governments will either lead the way or be close collaborators, we are talking about some foundational aspects of modern nations.